Paytomat is a platform to incentivise transactional usage of crypto through a decentralized network of point-of-sale terminals.
Paytomat incentivizes businesses and customers to accept a wide variety of cryptocurrencies (hereinafter referred to simply as ‘crypto’ in this document), while simultaneously bringing liquidity to those currencies.

We have built an extension to receive payments in crypto on existing POS (pointof-sale) solutions and successfully deployed it on 150 merchants. We are now beta-testing customer mobile wallets and a standalone Paytomat Mobile POS for both payment processing and a blockchain-based loyalty program.
Paytomat will streamline the process of accepting the payment in crypto for the merchant, and give an extra incentive for the customer to pay in crypto of their choice with no extra conversion.

Both merchant and customer are treated as possible crypto investors who manage their assets across crypto and fiat. The merchant can easily cash out through our payment processing partners or hold part of their gain in crypto.

Our unique blockchain-based loyalty program is based on PTM coin, incentivising merchants to accept payments in crypto, and PTX token, residing as an asset on top of the PTM blockchain and incentivising end customers to pay via crypto.

For the purposes of this token sale, we also introduce the PTI token based on Waves Platform. PTI is interim token that will enable us to conduct this token sale while the testing PTM blockchain. After the release of the PTM blockchain, PTI token holders will be able to exchange their PTI tokens into PTM coins.

The Paytomat business is structured as a decentralized autonomous organization, incorporating elements of the decentralized franchise. To augment its decentralization, our engineers have developed the Point-of-Sale as Proofof-Stake (POS as PoS) protocol, allowing any POS device in our network to become a masternode on PTM Blockchain.

The Paytomat POS solution is already used by dozens of various merchants in our home market (Ukraine) and in the first quarter of 2018, our plan is to connect 150 more merchants in other countries. Please visit to follow our progress and traction.


Paytomat is a blockchain-based payment processing system created to help merchants, consumers and crypto core teams to find each other and create real life traction for cryptocurrencies as emerging method of everyday payments. Built as a decentralized autonomous organization and decentralized franchise, Paytomat features two unique loyalty programs based on the PTM coin, incentivizing merchants to accept payments in crypto, and PTX token, incentivizing end customers to pay with crypto. For the purposes of the token sale we will use Waves-based token PTI.



[UX1] MVP of POS Integration (Poster and Profit Solutions) [UX1] Basic Mobile POS (iOS)

Q3-Q4, 2017

[Dev2] Support for BTC, LTC, Dash, Waves enabled. [Dev2] Centralized exchanges integrated (BitFinex, Poloniex, Bittrex). [Dev3] Poster and Profit Solutions integrated.

Q1, 2018

[UX1] Basic Mobile POS (iOS). [Dev2] Support for BCH, ETH, ADA, EOS, NEO enabled. [Dev3] Integrate 1C, R-keeper and Nobly. [Dash4] Merchant dashboard ready.

Q2, 2018

[UX1] Mobile POS (Android). [UX1] Basic Mobile Wallet (Android). [Coin5] PTI traded on major exchanges. [Coin5] Token sale complete. [Dev6] Payments via chatbots. [Dev7] Web Payments eCommerce Plugins.

Q3, 2018

[Dev3] Oracle, NCR, Ingenico NFC integrated. [UX1] Basic Mobile Wallet (iOS).

Q4, 2018

[UX1] Mobile POS Pro Edition (Desktop). [Dash4] Merchant analytics. [Dash4] Dashboard for the core teams of the cryptos. [Dev2] Testnet for Paytomat Blockchain and DAO.

Q1, 2019

[UX1] Mobile POS Pro Edition (Android). [Dev2] MainNet for Paytomat Blockchain and DAO. [Dev7] Implementation of the atomic swaps. [Dev8] API and documentation available for 3rd party payments processing integration

Q2, 2018

[UX1] Advanced mobile wallet (Android + iOS). [Dash4] Customer analytics. [Coin5] Loyalty program based on PTM/PTX. [Dev7] Lightning network integration. If the Lightning protocol is implemented by the community by 2019Q1.

Q3, 2018

[Dev2] Integration with decentralized exchanges. [Dev7] Integration with decentralized marketplaces. [Dash4] [Coin5] Loyalty dashboard.

Q4, 2018

[UX1] NFC wallet support. [Dev1] Support for Ledger, Trezor and other hardware wallets.